MEMBER-OWNED · NOT-FOR-PROFIT

Your financial partner for life

Amco Inc Credit Union offers competitive loans, low-rate credit cards, and personalized financial guidance. Join a community that puts your interests first.

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Business handshake deal
$2.8B+
Assets managed
85K+
Members served
98%
Member satisfaction
4.9★
Trustpilot rating
What we offer

Financial services for every need

From personal loans to retirement planning — we're here to help you succeed.

Auto Loans

Rates as low as 4.99% APR. New, used, and refinance options available. 60-day no-payment start.

Mortgages

Fixed and adjustable-rate mortgages. First-time homebuyer programs with low down payment.

Credit Cards

Low APR, no annual fee, and rewards on everyday purchases. Balance transfer options.

Personal Loans

Debt consolidation, home improvement, medical expenses — fixed rates from 6.99% APR.

Savings & CDs

High-yield savings, money market accounts, and certificate of deposits with competitive rates.

Retirement Planning

IRAs, Roth IRAs, and expert guidance to help you plan for a secure retirement.

Professional team meeting
Why Amco Inc Credit Union

Member-owned. Member-first.

As a not-for-profit credit union, we return profits to members through better rates, lower fees, and enhanced services. Every member is an owner.

Lower loan rates than big banks
Higher savings yields
No hidden fees
Local decision-making
Member stories

What our members say

Join thousands of satisfied members who trust us with their financial future.

“Amco Inc Credit Union helped me refinance my auto loan and saved me $120 per month. The process was seamless and the staff was incredibly helpful.”

— Jennifer M.
Alliance, OH

“Their mortgage team walked me through every step of buying my first home. I couldn't have done it without their support. Highly recommend!”

— David R.
First-time Homebuyer

“The rates are unbeatable and the customer service is exceptional. I've been a member for 10 years and wouldn't bank anywhere else.”

— Lisa T.
Long-time Member
Financial education

Latest articles & insights

Practical tips to help you make smarter financial decisions.

Credit score tips

5 Ways to Improve Your Credit Score in 2025

Simple strategies to boost your score by 50+ points in just 90 days.

Read more →
Budgeting

Smart Budgeting: The 50/30/20 Rule Explained

Master your money with this simple, effective budgeting framework.

Read more →
Mortgage tips

First-Time Homebuyer's Guide to Mortgages

Everything you need to know before applying for your first home loan.

Read more →
FAQ

Common questions

Everything you need to know about joining and banking with us.

Who can join Amco Inc Credit Union?+
Membership is open to anyone who lives, works, or worships in Alliance, Ohio and surrounding communities. Family members of existing members are also eligible.
What are the benefits of a credit union vs a bank?+
Credit unions are not-for-profit, member-owned cooperatives. This means we offer lower loan rates, higher savings yields, and fewer fees than traditional banks.
How do I apply for a loan?+
You can apply online, over the phone, or in person at our Alliance branch. Most loan decisions are made within 24 hours.
Is my money insured?+
Yes! Your deposits are federally insured by the NCUA up to $250,000 — the credit union equivalent of FDIC insurance.
Do you offer online banking?+
Absolutely. Our mobile app and online banking platform give you 24/7 access to your accounts, bill pay, mobile deposit, and more.
Join the community

Ready to become a member?

Open an account, apply for a loan, or schedule a consultation with a financial specialist.

contact@bjscredit.com

449 E State St, Alliance, OH, 44601-4909, United States